Understanding the MFS Cashout Calculator
Real-world scenario: Cash out ৳10,000 on bKash agent (1.85%) vs Priyo (1.395%) vs Nagad App (1.25%) vs Rocket agent (1.8%).
What is the MFS Cashout Calculator?
A percentage cashout fee calculator for Bangladesh mobile financial services. Each provider uses a different rate — do not apply bKash 1.85% to Nagad, Rocket, or Upay.
- bKash agent / App / *247#: 1.85% (৳18.50 per ৳1,000)
- bKash Priyo Agent: 1.395% (৳13.95 per ৳1,000) up to ৳50,000/month from up to two Priyo Agents; then 1.85%
- bKash ATM (typical): 1.49% (৳14.90 per ৳1,000)
- Nagad Regular App: 1.25% (৳12.50 per ৳1,000)
- Nagad USSD (*167#) / Islamic: 1.50% (৳15 per ৳1,000)
- Nagad ATM: often flat ৳15 per withdrawal
- Rocket Agent / *322#: 1.8% (৳18 per ৳1,000)
- Rocket DBBL ATM: 0.9% (৳9 per ৳1,000)
- Upay App / *268#: 1.4% (৳14 per ৳1,000)
Educational only — providers revise tariffs. Confirm the charge screen in the official app before you withdraw. Rates checked against public reporting as of August 2026.
Cashout rate comparison
| Provider / channel | Charge per ৳1,000 | Rate |
|---|---|---|
| bKash agent / App / *247# | ৳18.50 | 1.85% |
| bKash Priyo Agent (≤৳50k/mo) | ৳13.95 | 1.395% |
| bKash ATM (typical) | ৳14.90 | 1.49% |
| Nagad Regular (App) | ৳12.50 | 1.25% |
| Nagad USSD / Islamic | ৳15.00 | 1.50% |
| Nagad ATM | Flat ৳15 | — |
| Rocket Agent / *322# | ৳18.00 | 1.8% |
| Rocket DBBL ATM | ৳9.00 | 0.9% |
| Upay App / *268# | ৳14.00 | 1.4% |
The Formula
Worked Example
Common Use Cases
- Before agent visit: know exact cash in hand
- Compare rates: use the live all-provider table under results
- Round payouts: switch to “I need this in hand”
- Priyo planning: enter monthly Priyo usage to model the ৳50k cap
- Business payouts: estimate net after MFS fees
Pro Tips
- Confirm the fee in the official app — rates and caps change
- Priyo before standard — use designated Priyo Agents while under ৳50k/month
- ATM can beat agent — Nagad flat ৳15 and Rocket DBBL 0.9% often win for larger amounts
- Personal vs merchant cashout rules differ
- Round trip — send-money + cashout can stack fees
Limitations: Results are educational planning aids—not contractual guarantees. Official fees, Priyo caps, ATM partner rules, and personal vs merchant pricing are set by each MFS provider and can change without notice.
FAQ
What is the bKash cashout charge?
Standard agent, app, and *247# cashout is 1.85% (৳18.50 per ৳1,000). Priyo Agent cashout is 1.395% (৳13.95 per ৳1,000) for up to ৳50,000/month from up to two Priyo Agents; above that (or other agents) the standard 1.85% applies. ATM cashouts are commonly about 1.49%. Confirm on the bKash charge screen.
What happens after the bKash Priyo monthly limit?
Enter how much you already cashed via Priyo this month. The calculator applies 1.395% to the remaining limit and 1.85% to any spillover in the same withdrawal.
What is the Nagad cashout charge?
Nagad Regular App cashout is typically 1.25% (৳12.50 per ৳1,000). USSD (*167#) and Islamic accounts are commonly 1.50%. Nagad ATM is often a flat ৳15. Use the Nagad tab — do not use bKash’s 1.85% for Nagad.
What are Rocket and Upay cashout charges?
Rocket agent / *322# is commonly 1.8% (৳18 per ৳1,000). Rocket DBBL ATM is commonly 0.9%. Upay App / *268# is commonly 1.4% (৳14 per ৳1,000). Confirm the live charge screen before withdrawing.
How do I cash out so I receive a round amount?
Choose I need this in hand. Fee is a percent of the wallet amount, so you withdraw Amount ÷ (1 − fee%). Example: to receive ৳10,000 at 1.85%, withdraw about ৳10,188.49.
Is this an official bKash or Nagad tool?
No. It is an independent percentage calculator for planning. Official fees and limits are set by the MFS provider.
Authoritative References
For official tariff information and recent rate reporting, check:
- bKash — official app & site
- The Business Standard — Priyo Agent ৳13.95 / ৳1,000 reporting
- The Daily Star — Priyo monthly limit details
- Nagad — official app & site
- Rocket (DBBL) — official info
- Upay — official app & site